Works

Essays and case studies on decision architecture in digital environments. What happens when interfaces decide for us — especially about money.

Publications

The gap was always there

What I built, and what I didn't understand — ten years in fintech, a study out of Yale, and a finding I can't shake.

Publications

The gap was always there

What I built, and what I didn't understand — ten years in fintech, a study out of Yale, and a finding I can't shake.

Essays

When the Interface Goes on Trial

Why the costliest mistake in digital products isn't what you say — it's what you build.

Essays

When the Interface Goes on Trial

Why the costliest mistake in digital products isn't what you say — it's what you build.

Essays

What We Want to Build

Ethical choice architecture is the harder calculation, not the weaker one. In banking it earns its return at a single point: the handoff no one owns.

Essays

What We Want to Build

Ethical choice architecture is the harder calculation, not the weaker one. In banking it earns its return at a single point: the handoff no one owns.

Essays

Why the Lottery Ticket You Pick Yourself Is Worth More

Why the biggest information problem of our time isn't fake news — but something that triggers no alarm.

Essays

Why the Lottery Ticket You Pick Yourself Is Worth More

Why the biggest information problem of our time isn't fake news — but something that triggers no alarm.

Essays

Sham Control

Fake news, sham understanding, and now: the third layer. The problem that's just emerging.

Essays

Sham Control

Fake news, sham understanding, and now: the third layer. The problem that's just emerging.

Essays

I Build the Control Facade

Confirmation screens, sliders, «your choice» — how interfaces give you the feeling you decided.

Essays

I Build the Control Facade

Confirmation screens, sliders, «your choice» — how interfaces give you the feeling you decided.

Essays

What I learned about good design from doing bad design

Warum «frictionless» das falsche Ziel ist und warum mehr Reibung trotzdem nicht die Antwort ist.

Essays

What I learned about good design from doing bad design

Warum «frictionless» das falsche Ziel ist und warum mehr Reibung trotzdem nicht die Antwort ist.

Essays

You didn't book it. You said a sentence.

On agents, a lottery ticket, and the question of who actually acts when you delegate.

Essays

You didn't book it. You said a sentence.

On agents, a lottery ticket, and the question of who actually acts when you delegate.

Essays

The Feeling Lies

Fake news triggers a fact-check. Sham understanding triggers nothing. That's exactly what makes it invisible.

Essays

The Feeling Lies

Fake news triggers a fact-check. Sham understanding triggers nothing. That's exactly what makes it invisible.

Essays

The Fridge Test

Thirty seconds, a refrigerator, and why visible parts feel like knowledge you own.

Essays

The Fridge Test

Thirty seconds, a refrigerator, and why visible parts feel like knowledge you own.

Essays

The question that breaks sham understanding

One question, thirty seconds — and why an imagined listener always nods and a real one doesn't.

Essays

The question that breaks sham understanding

One question, thirty seconds — and why an imagined listener always nods and a real one doesn't.